I'm scared of spiders as well... especially 3 types:
- Long-legged ones, those freak me out, no matter how tiny they are, ewww!!!
- Ones with huge abdomen and small legs.
- Big ones, I mean, larger than 4 cms.
As for tiny little ones that sometimes crawl on me, all I can say is "Awww, how cuteee!!!"
But I got over it somehow. I simply took out my camera and began to photograph cross spiders, and filled my DeviantArt gallery with the results: cross spider in the darkness, cross spider in the light, closeups, profiles, etc...
I'm particularly proud of this one:

Link:
http://www.deviantart.com/deviation/40331600/